The best car insurance companies available to almost anyone. This year, we rate the best widely available insurance companies as:

1. USAA

2. Amica

3. Farm Bureau Insurance

4. Geico


All four of these companies provided outstanding customer service — obtaining at least four stars (out of a total of five) — but varied on their costs. These companies are excellent choices regardless of your driving profile, past history and location. Click on an insurer to read our in-depth review.

The best car insurance companies based on your driver profile

We rated our best overall insurers based on a combination of great customer service and affordable rates.

However, shoppers value different qualities in an insurance company.

Many drivers will obtain great rates with these insurers; indeed, your rates may be even cheaper than our averages. But other drivers might actually find these insurers expensive. Given how the insurance industry works, you won't know which company provides the best value until you get quotes yourself.

To help you get started in the process, we've provided our recommendations of insurers for customers looking for a specific type of experience, ranging from those who highly value customer service to those who have high-risk driving histories.

Finally, if you want to shop for a car insurance company from scratch, we've also provided a guide to finding the best car insurance company for you.

The best car insurance company for:

1. Customer service: Allstate

2. Affordable policies: Erie

3. Young drivers: Root

4. Drivers with an accident history: State Farm

5. People with bad credit: Nationwide

6. Active military members and veterans: USAA