Motorcycle insurance protects you, your vehicle, and any property or bystander in case of an accident. Most states require motorcycle insurance coverage and depending on the rider, bike, and location, policies can range from a few hundred dollars up to $2,000.

The best cheap motorcycle insurance companies should cover you and your bike no matter what happens. This means well-rounded coverage with plenty of discounts in order to give you the protection you need at an affordable rate. We picked the seven best options that strike the perfect balance between low premiums and great coverage. However, since insurance rates are highly personal, you’ll still want to compare quotes to find the best price for the coverage you need.


Progressive - Best for Accident Forgiveness

Geico - Best for Accessory Protection

Harley-Davidson - Best for New Riders

Dairyland - Best for Vintage Motorcycles

Farmers - Best for Track Riders

Allstate - Best for Bundling

Markel - Best for Discounts